curl --request POST \
  --url https://sandbox-api.sakawave.example/v1/transfer-recipients \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "type": "individual",
  "displayName": "Ada Okafor",
  "firstName": "Ada",
  "lastName": "Okafor",
  "relationship": "vendor",
  "email": "ada@example.com",
  "phoneNumber": "+2348012345678",
  "address": {
    "line1": "14 Marina Road",
    "city": "Lagos",
    "stateOrProvince": "Lagos",
    "postalCode": "100001",
    "country": "NG"
  }
}
'

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    type: 'individual',
    displayName: 'Ada Okafor',
    firstName: 'Ada',
    lastName: 'Okafor',
    relationship: 'vendor',
    email: 'ada@example.com',
    phoneNumber: '+2348012345678',
    address: {
      line1: '14 Marina Road',
      city: 'Lagos',
      stateOrProvince: 'Lagos',
      postalCode: '100001',
      country: 'NG'
    }
  })
};

fetch('https://sandbox-api.sakawave.example/v1/transfer-recipients', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

import requests

url = "https://sandbox-api.sakawave.example/v1/transfer-recipients"

payload = {
    "type": "individual",
    "displayName": "Ada Okafor",
    "firstName": "Ada",
    "lastName": "Okafor",
    "relationship": "vendor",
    "email": "ada@example.com",
    "phoneNumber": "+2348012345678",
    "address": {
        "line1": "14 Marina Road",
        "city": "Lagos",
        "stateOrProvince": "Lagos",
        "postalCode": "100001",
        "country": "NG"
    }
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

{
  "id": "01K2Z3AB4G5H6J7K8MNPQRSTVW",
  "type": "individual",
  "displayName": "Ada Okafor",
  "relationship": "vendor",
  "email": "ada@example.com",
  "phoneNumber": "+2348012345678",
  "address": null,
  "defaultPaymentDetailId": "01K2Z3AB4Q5R6S7T8VWXYZABCD",
  "paymentDetails": [
    {
      "id": "01K2Z3AB4Q5R6S7T8VWXYZABCD",
      "recipientId": "01K2Z3AB4G5H6J7K8MNPQRSTVW",
      "routeId": "01K2Z3AB4M5N6P7Q8RSTVWXYZA",
      "paymentMethod": "bank-transfer",
      "currency": "KES",
      "country": "KE",
      "accountHolderName": "Ada Okafor",
      "institutionName": "Example Bank",
      "maskedIdentifier": "•••• 6789",
      "isDefault": true,
      "providerLocked": false,
      "createdAt": "2026-08-14T09:06:00.000Z"
    }
  ],
  "createdAt": "2026-08-14T09:05:00.000Z"
}

{
  "statusCode": 400,
  "message": "Must be a valid identifier.",
  "code": "validation_failed",
  "errors": [
    {
      "message": "Must be a valid identifier.",
      "field": "accountId",
      "code": "custom",
      "path": [
        "accountId"
      ]
    }
  ]
}

{
  "statusCode": 401,
  "code": "INVALID_API_KEY",
  "message": "Invalid or inactive API credentials."
}

{
  "statusCode": 429,
  "message": "Too many API requests. Try again later.",
  "code": "api_key_rate_limit_exceeded",
  "retryAfterSeconds": 17
}

{
  "statusCode": 500,
  "code": "internal_server_error",
  "message": "An unexpected error occurred."
}