curl --request POST \
  --url https://sandbox-api.sakawave.example/v1/accounts \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "name": "Ada NGN wallet",
  "type": "operational",
  "currency": "NGN",
  "customerId": "01K2Z3AB4C5D6E7F8G9HJKMNPQ",
  "metadata": {
    "cohort": "sandbox-tutorial"
  }
}
'

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    name: 'Ada NGN wallet',
    type: 'operational',
    currency: 'NGN',
    customerId: '01K2Z3AB4C5D6E7F8G9HJKMNPQ',
    metadata: {cohort: 'sandbox-tutorial'}
  })
};

fetch('https://sandbox-api.sakawave.example/v1/accounts', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

import requests

url = "https://sandbox-api.sakawave.example/v1/accounts"

payload = {
    "name": "Ada NGN wallet",
    "type": "operational",
    "currency": "NGN",
    "customerId": "01K2Z3AB4C5D6E7F8G9HJKMNPQ",
    "metadata": { "cohort": "sandbox-tutorial" }
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

{
  "id": "01K2Z3AB4D5E6F7G8H9JKMNPQR",
  "name": "Ada NGN wallet",
  "type": "operational",
  "category": "fiat",
  "status": "active",
  "currency": "NGN",
  "balance": "2500000",
  "balanceFormatted": "25000.00",
  "tag": "AA0271849366",
  "canDebit": true,
  "canCredit": true,
  "isWalletAccount": true,
  "transferReady": true,
  "customerId": "01K2Z3AB4C5D6E7F8G9HJKMNPQ",
  "metadata": {
    "cohort": "sandbox-tutorial"
  },
  "closedAt": null,
  "closureReason": null,
  "createdAt": "2026-08-14T09:02:00.000Z",
  "updatedAt": "2026-08-14T09:02:00.000Z"
}

{
  "statusCode": 400,
  "message": "Must be a valid identifier.",
  "code": "validation_failed",
  "errors": [
    {
      "message": "Must be a valid identifier.",
      "field": "accountId",
      "code": "custom",
      "path": [
        "accountId"
      ]
    }
  ]
}

{
  "statusCode": 401,
  "code": "INVALID_API_KEY",
  "message": "Invalid or inactive API credentials."
}

{
  "statusCode": 403,
  "message": "International wallets for your customers are not available yet. Your own approval cannot be used for a customer wallet.",
  "code": "international_customer_wallet_not_supported",
  "currency": "USD"
}

{
  "statusCode": 404,
  "code": "resource_not_found",
  "message": "Resource not found."
}

{
  "statusCode": 409,
  "code": "resource_conflict",
  "message": "The request conflicts with the current resource state."
}

{
  "statusCode": 429,
  "message": "Too many API requests. Try again later.",
  "code": "api_key_rate_limit_exceeded",
  "retryAfterSeconds": 17
}

{
  "statusCode": 500,
  "code": "internal_server_error",
  "message": "An unexpected error occurred."
}