> ## Documentation Index
> Fetch the complete documentation index at: https://docs.sakawave.com/llms.txt
> Use this file to discover all available pages before exploring further.

# List currencies

> Every active currency and the six switches that decide what it can be used for, sorted by code. Filter by a capability to ask a narrower question: "what can I open an account in?" rather than "what exists?".

## The capability model

A currency is not simply on or off. Six switches govern it independently, and a transfer reads several of them at once.

| Capability | Checked against |
| - | - |
| `account_issuance` | The currency of an account you are opening. |
| `transfer` | The **source** currency of any transfer. |
| `own_transfer` | The **destination** currency, when paying your own account. |
| `tag_transfer` | The **destination** currency, when paying a Sakawave tag. |
| `external_transfer` | The **destination** currency, when paying an external destination. |
| `fx` | **Both** currencies, whenever they differ. An active FX corridor for the pair is required too. |

So a cross-currency payout to an external bank checks four things: `transfer` on the source, `external_transfer` on the destination, and `fx` on both — then the corridor itself.

A capability that is off answers `409 currency_capability_unavailable` at the point of use. Reading this endpoint first turns that into a decision you make rather than an error you handle.

<Note>`isActive` is always `true` here: an inactive currency is not returned at all. Use `updatedAt` as a cache key.</Note>

## Error codes

| Status | `code` | Cause |
| - | - | - |
| `400` | `validation_failed` | `capability` is not one of the six values. |
| `401` | `INVALID_API_KEY` | The key is missing, invalid, inactive, expired, from the other environment, or blocked by its IP allowlist. |
| `429` | `api_key_rate_limit_exceeded` | The per-minute limit for this key was exceeded. |


## OpenAPI

````yaml /openapi.json get /v1/currencies
openapi: 3.1.0
info:
  title: Sakawave Business API
  version: 1.0.0-draft
  summary: >-
    Accounts, transfers, FX quotes, and transaction reconciliation for Sakawave
    businesses.
  description: >-
    Generated from the public NestJS controllers and their Zod request schemas.
    Public URLs and policy statements remain draft until the Phase 1 contract
    checklist is approved.
  contact:
    name: Sakawave API Support
    email: api-support@sakawave.example
servers:
  - url: https://sandbox-api.sakawave.example
    description: Sandbox (default)
  - url: https://api.sakawave.example
    description: Live
security:
  - bearerAuth: []
tags:
  - name: Bill payments
    description: Browse the biller catalog, validate a customer, and pay a bill.
  - name: Cards
    description: Issue, fund, and control USD virtual and disposable cards.
  - name: eSIM
    description: >-
      Sell mobile data abroad: browse the catalog, buy an eSIM, and manage it
      once installed.
  - name: Currencies and countries
    description: >-
      Reference data: what may be held, what may be sent where, and which
      jurisdictions are served.
  - name: Customers
    description: Create and manage customers of your business.
  - name: Accounts
    description: >-
      Open business and customer accounts, and issue the destinations that fund
      them.
  - name: Transfer destinations
    description: Resolve temporary destinations and saved recipients.
  - name: FX quotes
    description: Create and retrieve time-limited cross-currency quotes.
  - name: Transfers
    description: Preview, create, and monitor transfers.
  - name: Transactions
    description: Read ledger entries for reconciliation.
paths:
  /v1/currencies:
    get:
      tags:
        - Currencies and countries
      summary: List currencies
      description: >-
        Every active currency and the six switches that decide what it can be
        used for, sorted by code. Filter by a capability to ask a narrower
        question: "what can I open an account in?" rather than "what exists?".
      operationId: listCurrencies
      parameters:
        - name: capability
          in: query
          required: false
          description: Return only currencies with this capability enabled.
          schema:
            type: string
            enum:
              - account_issuance
              - transfer
              - fx
              - own_transfer
              - tag_transfer
              - external_transfer
          example: account_issuance
      responses:
        '200':
          description: Successful response.
          headers:
            X-Request-ID:
              description: >-
                The request identifier assigned by Sakawave. Include it in
                support requests.
              schema:
                type: string
          content:
            application/json:
              schema:
                type: array
                items:
                  $ref: '#/components/schemas/SupportedCurrencyResponse'
              example:
                - code: NGN
                  name: Nigerian Naira
                  symbol: ₦
                  minorUnits: 2
                  accountIssuanceEnabled: true
                  transferEnabled: true
                  fxEnabled: true
                  ownTransferEnabled: true
                  tagTransferEnabled: true
                  externalTransferEnabled: true
                  isActive: true
                  updatedAt: '2026-08-14T08:00:00.000Z'
        '400':
          $ref: '#/components/responses/ValidationError'
        '401':
          $ref: '#/components/responses/AuthenticationError'
        '429':
          $ref: '#/components/responses/RateLimitError'
        '500':
          $ref: '#/components/responses/ServerError'
      security:
        - bearerAuth: []
components:
  schemas:
    SupportedCurrencyResponse:
      type: object
      additionalProperties: false
      properties:
        code:
          type: string
          minLength: 3
          maxLength: 10
          description: ISO 4217 code for a fiat currency, or the asset code for crypto.
        name:
          type: string
          maxLength: 80
        symbol:
          type: string
          maxLength: 8
        minorUnits:
          type: integer
          minimum: 0
          description: >-
            Decimal places. 2 for most currencies, 0 for UGX, 8 for crypto
            assets.
        accountIssuanceEnabled:
          type: boolean
          description: An account may be opened in this currency.
        transferEnabled:
          type: boolean
          description: Required on the source currency of any transfer.
        fxEnabled:
          type: boolean
          description: Required on both currencies when a transfer converts.
        ownTransferEnabled:
          type: boolean
          description: >-
            Required on the destination currency for a transfer to your own
            account.
        tagTransferEnabled:
          type: boolean
          description: >-
            Required on the destination currency for a transfer to a Sakawave
            tag.
        externalTransferEnabled:
          type: boolean
          description: >-
            Required on the destination currency for a payout to an external
            destination.
        isActive:
          type: boolean
          description: 'Always true in this response: inactive currencies are not returned.'
        updatedAt:
          $ref: '#/components/schemas/IsoTimestamp'
      required:
        - code
        - name
        - symbol
        - minorUnits
        - accountIssuanceEnabled
        - transferEnabled
        - fxEnabled
        - ownTransferEnabled
        - tagTransferEnabled
        - externalTransferEnabled
        - isActive
        - updatedAt
    IsoTimestamp:
      type: string
      format: date-time
      example: '2026-08-14T09:00:00.000Z'
    RequestError:
      anyOf:
        - $ref: '#/components/schemas/ValidationError'
        - $ref: '#/components/schemas/Error'
      description: >-
        Either a field-level validation failure carrying an errors array, or a
        rule the request broke, identified by code.
    Error:
      type: object
      additionalProperties: true
      properties:
        statusCode:
          type: integer
        message:
          type: string
          description: >-
            A sentence suitable for a log or a support conversation, not for a
            user interface.
        code:
          type: string
          description: >-
            The stable machine-readable reason. Branch on this, never on the
            message.
      required:
        - message
        - code
      description: >-
        An error body. Individual errors may add context fields alongside these
        three.
    RateLimitError:
      type: object
      additionalProperties: false
      properties:
        statusCode:
          const: 429
        message:
          type: string
        code:
          const: api_key_rate_limit_exceeded
        retryAfterSeconds:
          type: integer
          minimum: 1
      required:
        - statusCode
        - message
        - code
        - retryAfterSeconds
    ValidationError:
      type: object
      additionalProperties: false
      properties:
        statusCode:
          const: 400
        message:
          type: string
          description: The single failure, or a count when more than one field failed.
        code:
          const: validation_failed
        errors:
          type: array
          items:
            $ref: '#/components/schemas/ValidationFailure'
      required:
        - statusCode
        - message
        - code
        - errors
    ValidationFailure:
      type: object
      additionalProperties: false
      properties:
        message:
          type: string
        field:
          type: string
        code:
          type: string
        path:
          type: array
          items:
            anyOf:
              - type: string
              - type: integer
      required:
        - message
        - field
        - code
        - path
  responses:
    ValidationError:
      description: >-
        The request was rejected before it was acted on. Field failures list
        every failing field.
      headers:
        X-Request-ID:
          description: >-
            The request identifier assigned by Sakawave. Include it in support
            requests.
          schema:
            type: string
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/RequestError'
          example:
            statusCode: 400
            message: Must be a valid identifier.
            code: validation_failed
            errors:
              - message: Must be a valid identifier.
                field: accountId
                code: custom
                path:
                  - accountId
    AuthenticationError:
      description: >-
        The API key is missing, invalid, inactive, expired, for another
        environment, or blocked by its IP allowlist.
      headers:
        X-Request-ID:
          description: >-
            The request identifier assigned by Sakawave. Include it in support
            requests.
          schema:
            type: string
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
          example:
            statusCode: 401
            code: INVALID_API_KEY
            message: Invalid or inactive API credentials.
    RateLimitError:
      description: The API key rate limit was exceeded.
      headers:
        X-Request-ID:
          description: >-
            The request identifier assigned by Sakawave. Include it in support
            requests.
          schema:
            type: string
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/RateLimitError'
          example:
            statusCode: 429
            message: Too many API requests. Try again later.
            code: api_key_rate_limit_exceeded
            retryAfterSeconds: 17
    ServerError:
      description: An unexpected server error occurred.
      headers:
        X-Request-ID:
          description: >-
            The request identifier assigned by Sakawave. Include it in support
            requests.
          schema:
            type: string
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
          example:
            statusCode: 500
            code: internal_server_error
            message: An unexpected error occurred.
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: Sakawave API key
      description: >-
        A secret API key, sent as `Authorization: Bearer sk_test_…` in sandbox
        or `Bearer sk_live_…` in live.

````

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